/* ============================================================
   DADA GLOBAL FINANCIAL GROUP
   Editorial System - Playfair Display × Space Grotesk × Space Mono (hero "of" in Bodoni Moda)
   (shared by chapter pages + legal pages)
   ============================================================ */

*,*::before,*::after{margin:0;padding:0;box-sizing:border-box}

:root{
  --bone:#CFD8DE;
  --bone-2:#BDCAD3;
  --paper:#DCE3E8;
  --ink:#161310;
  --ink-2:#242A30;
  --navy:#16314B;
  --navy-d:#0F2436;
  --gold:#6B5415;          /* deep gold - AA on bone (4.8:1); brighter --gold-l used on dark */
  --gold-l:#C9A84C;
  --mute:#4A535B;          /* muted text on light - AA on bone (5.2:1) */
  --mute-d:#A7A294;        /* muted text on dark surfaces - AA on ink/navy */
  --blue:#5C7C99;        /* matte steel-blue accent */
  --blue-soft:#8AA6BD;   /* lighter steel-blue (on dark) */
  --blue-deep:#1B3349;   /* matte deep navy-blue dark surface */
  --line:rgba(20,30,40,.18);
  --line-2:rgba(20,30,40,.09);

  /* backward-compat aliases (used by chapter inline styles) */
  --rule:rgba(20,30,40,.18);
  --gold-dim:#6B5415;
  --ink-faint:#4A535B;
  --cream:#CFD8DE;
  --font-display:var(--disp);
  --font-body:var(--grotesk);

  --disp:'Playfair Display',Georgia,serif;
  --grotesk:'Space Grotesk',-apple-system,sans-serif;
  --mono:'Space Mono',ui-monospace,monospace;

  --s1:8px; --s2:16px; --s3:24px; --s4:40px; --s5:64px; --s6:96px; --s7:128px; --s8:180px;
  --container:1280px;
  --measure:660px;
  --nav-h:78px;
}

html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{
  font-family:var(--grotesk);
  background:var(--bone);
  color:var(--ink-2);
  font-size:16px;line-height:1.7;font-weight:300;
  -webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;
}
img,svg{display:block;max-width:100%}
a{color:var(--ink);text-decoration:none;transition:color .25s ease}
a:hover{color:var(--gold)}
::selection{background:var(--ink);color:var(--bone)}

.skip-link{position:absolute;left:-9999px;top:0;background:var(--ink);color:var(--bone);padding:12px 20px;font-family:var(--mono);font-size:12px;letter-spacing:.2em;text-transform:uppercase;z-index:9999}
.skip-link:focus{left:16px;top:16px}

.container{max-width:var(--container);margin:0 auto;padding:0 48px}
@media(max-width:768px){.container{padding:0 24px}}

/* ============ READING PROGRESS BAR (top) ============ */
.read-progress{position:fixed;top:0;left:0;right:0;height:2px;background:transparent;z-index:1100}
.read-progress .bar{height:100%;width:0;background:var(--gold);transition:width .1s linear}

/* ============ TYPOGRAPHY ============ */
.label{font-family:var(--mono);font-size:11px;letter-spacing:.28em;text-transform:uppercase;color:var(--gold);display:inline-flex;align-items:center;gap:14px}
.label::before{content:'';width:34px;height:1px;background:var(--gold)}

.display{font-family:var(--disp);font-weight:500;font-size:clamp(46px,8vw,128px);line-height:.9;letter-spacing:-.015em;color:var(--ink)}
.display em{font-style:italic;font-weight:400}
.display .o{-webkit-text-stroke:1.5px var(--ink);color:transparent}

.title{font-family:var(--disp);font-weight:500;font-size:clamp(34px,5vw,72px);line-height:.98;letter-spacing:-.01em;color:var(--ink)}
.title em{font-style:italic;font-weight:400;color:var(--gold)}

.subtitle{font-family:var(--disp);font-weight:500;font-size:clamp(24px,3vw,40px);line-height:1.1;color:var(--ink)}
.subtitle em{font-style:italic;color:var(--gold)}

.lede{font-size:18px;line-height:1.7;color:var(--ink-2);font-weight:300;max-width:640px}

.prose{max-width:var(--measure)}
.prose p{font-size:17px;line-height:1.85;color:var(--ink-2);font-weight:300;margin-bottom:1.4em}
.prose p:last-child{margin-bottom:0}
.prose strong{color:var(--ink);font-weight:500}
.prose em{font-family:var(--disp);font-style:italic;font-size:1.08em;color:var(--ink)}

.rule-gold{width:48px;height:1px;background:var(--gold);border:0;margin:24px 0}
.rule-center{margin-left:auto;margin-right:auto}

/* ============ NAV ============ */
nav.site-nav{position:fixed;top:0;left:0;right:0;height:var(--nav-h);z-index:1000;display:flex;align-items:center;background:rgba(207,216,222,.85);backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);border-bottom:1px solid transparent;transition:border-color .3s ease,background .3s ease}
nav.site-nav.scrolled{border-bottom-color:var(--line)}
.nav-inner{max-width:var(--container);margin:0 auto;padding:0 48px;width:100%;display:flex;align-items:center;justify-content:space-between}
.nav-brand{display:inline-flex;align-items:center;gap:12px;color:var(--ink)}
.nav-brand .nav-logo{height:34px;width:auto}
.nav-brand .nav-name{font-family:var(--disp);font-weight:500;font-size:22px;letter-spacing:.03em;color:var(--ink)}
.nav-links{display:flex;align-items:center;gap:30px;list-style:none}
.nav-links a{font-family:var(--mono);font-size:11px;letter-spacing:.2em;text-transform:uppercase;color:var(--ink);position:relative;padding:6px 0}
.nav-links a.active,.nav-links a:hover{color:var(--gold)}
.nav-links a.active::after{content:'';position:absolute;bottom:-1px;left:0;width:14px;height:1px;background:var(--gold)}
.nav-toggle{display:none;background:none;border:0;width:32px;height:32px;cursor:pointer;position:relative}
.nav-toggle span{position:absolute;left:4px;right:4px;height:1px;background:var(--ink);transition:transform .3s ease,opacity .3s ease,top .3s ease}
.nav-toggle span:nth-child(1){top:11px}
.nav-toggle span:nth-child(2){top:16px}
.nav-toggle span:nth-child(3){top:21px}
.nav-toggle.open span:nth-child(1){top:16px;transform:rotate(45deg)}
.nav-toggle.open span:nth-child(2){opacity:0}
.nav-toggle.open span:nth-child(3){top:16px;transform:rotate(-45deg)}
@media(max-width:900px){
  .nav-toggle{display:block}
  .nav-links{position:fixed;top:0;left:0;right:0;background:var(--bone);flex-direction:column;gap:0;padding:calc(var(--nav-h) + 8px) 40px 40px;border-bottom:1px solid var(--line);transform:translateY(-100%);transition:transform .4s cubic-bezier(.2,.6,.2,1);pointer-events:none;visibility:hidden}
  .nav-links.open{transform:translateY(0);pointer-events:auto;visibility:visible}
  .nav-links a{padding:18px 0;border-bottom:1px solid var(--line-2);width:100%;letter-spacing:.3em}
  .nav-links a:last-child{border-bottom:0}
}

/* ============ MAIN / SECTIONS ============ */
main{padding-top:var(--nav-h)}
section{padding:var(--s7) 0}
@media(max-width:768px){section{padding:80px 0}}

.section-head{text-align:center;margin-bottom:var(--s5)}
.section-head .label{margin-bottom:var(--s3)}
.section-head .title{margin:0 auto var(--s3);max-width:840px}
.section-head .lede{margin:0 auto}

/* ============ CHAPTER INTRO ============ */
.chapter-intro{padding:calc(var(--nav-h) + var(--s6)) 0 var(--s6);text-align:center;background:var(--bone)}
.chapter-intro .numeral{font-family:var(--disp);font-weight:500;font-size:clamp(64px,12vw,150px);line-height:1;color:var(--gold);letter-spacing:-.02em;display:block;margin-bottom:var(--s3)}
.chapter-intro::before{content:'';display:block;width:1px;height:60px;background:var(--gold);margin:0 auto var(--s3);opacity:.6}
.chapter-intro .label{display:inline-flex;margin-bottom:var(--s3)}
.chapter-intro .title{margin:0 auto var(--s3);max-width:860px}
.chapter-intro hr.rule-gold{margin:var(--s3) auto var(--s4)}
.chapter-intro .lede{margin:0 auto}

/* ============ EDITORIAL BLOCKS ============ */
.editorial{background:var(--bone)}
.editorial-block{display:grid;grid-template-columns:300px 1fr;gap:var(--s5);padding:var(--s5) 0;border-bottom:1px solid var(--line)}
.editorial-block:last-of-type{border-bottom:0}
.editorial-block .label{margin-bottom:16px}
.editorial-block .prose{max-width:640px}
@media(max-width:900px){.editorial-block{grid-template-columns:1fr;gap:var(--s3);padding:var(--s4) 0}}

/* ============ PULL QUOTE ============ */
.pullquote{background:var(--ink);color:var(--bone);padding:var(--s7) 0;text-align:center}
.pullquote blockquote{font-family:var(--disp);font-style:italic;font-weight:400;font-size:clamp(28px,4vw,52px);line-height:1.25;color:var(--bone);max-width:900px;margin:0 auto;letter-spacing:-.01em}
.pullquote blockquote em{color:var(--gold-l);font-style:italic}
.pullquote cite{display:block;margin-top:var(--s4);font-style:normal;font-family:var(--mono);font-size:11px;letter-spacing:.3em;text-transform:uppercase;color:var(--gold-l)}

/* ============ LEDGER TABLE ============ */
.ledger{width:100%;border-collapse:collapse;border-top:1px solid var(--ink);border-bottom:1px solid var(--ink);margin:var(--s4) 0}
.ledger th,.ledger td{text-align:left;padding:22px 24px;border-bottom:1px solid var(--line);vertical-align:top}
.ledger tr:last-child td{border-bottom:0}
.ledger th{font-family:var(--mono);font-size:10px;letter-spacing:.28em;text-transform:uppercase;color:var(--gold);font-weight:400;border-bottom:1px solid var(--ink)}
.ledger td{font-size:15px;line-height:1.7;color:var(--ink-2)}
.ledger td:first-child{font-family:var(--disp);font-size:22px;font-weight:500;color:var(--ink);width:32%;letter-spacing:-.01em}
@media(max-width:768px){
  .ledger,.ledger thead,.ledger tbody,.ledger tr,.ledger th,.ledger td{display:block}
  .ledger thead{display:none}
  .ledger tr{border-bottom:1px solid var(--line);padding:var(--s3) 0}
  .ledger tr:last-child{border-bottom:0}
  .ledger td{border-bottom:0;padding:4px 0}
  .ledger td:first-child{width:100%;margin-bottom:6px;font-size:24px}
}

/* ============ 90-DAY TIMELINE ============ */
.timeline{position:relative;padding-left:44px;max-width:840px;margin:var(--s5) auto}
.timeline::before{content:'';position:absolute;left:8px;top:8px;bottom:8px;width:1px;background:var(--gold)}
.timeline-item{position:relative;padding-bottom:var(--s5)}
.timeline-item:last-child{padding-bottom:0}
.timeline-item::before{content:'';position:absolute;left:-42px;top:8px;width:11px;height:11px;border-radius:50%;background:var(--bone);border:1px solid var(--gold)}
.timeline-item.solid::before{background:var(--gold)}
.timeline-week{font-family:var(--mono);font-size:11px;letter-spacing:.28em;text-transform:uppercase;color:var(--gold);margin-bottom:10px}
.timeline-title{font-family:var(--disp);font-weight:500;font-size:28px;color:var(--ink);margin-bottom:16px;letter-spacing:-.01em}
.timeline-list{list-style:none}
.timeline-list li{font-size:15px;line-height:1.75;color:var(--ink-2);padding:7px 0 7px 20px;position:relative}
.timeline-list li::before{content:'';position:absolute;left:0;top:17px;width:8px;height:1px;background:var(--gold)}

/* ============ CODE OF EXCELLENCE ============ */
.code-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:0;border-top:1px solid var(--line);border-bottom:1px solid var(--line);margin:var(--s5) 0}
.code-item{padding:var(--s4);border-right:1px solid var(--line);border-bottom:1px solid var(--line);display:grid;grid-template-columns:64px 1fr;gap:var(--s3);align-items:start}
.code-item:nth-child(2n){border-right:0}
.code-item:nth-last-child(-n+2){border-bottom:0}
.code-numeral{font-family:var(--disp);font-weight:500;font-size:40px;color:var(--gold);line-height:1}
.code-text{font-family:var(--disp);font-weight:500;font-size:19px;line-height:1.4;color:var(--ink)}
@media(max-width:768px){
  .code-grid{grid-template-columns:1fr}
  .code-item{border-right:0;padding:var(--s3) 0}
  .code-item:last-child{border-bottom:0}
}

/* ============ CHECKLIST ============ */
.checklist{border-top:1px solid var(--ink);border-bottom:1px solid var(--ink);margin:var(--s4) 0}
.check-row{display:grid;grid-template-columns:40px 1fr 200px;gap:var(--s3);padding:18px 24px;border-bottom:1px solid var(--line);align-items:center}
.check-row:last-child{border-bottom:0}
.check-box{width:16px;height:16px;border:1px solid var(--gold)}
.check-title{font-family:var(--disp);font-size:18px;color:var(--ink);font-weight:500}
.check-note{font-family:var(--mono);font-size:11px;letter-spacing:.06em;color:var(--mute);text-align:right}
@media(max-width:768px){.check-row{grid-template-columns:24px 1fr;padding:16px 0}.check-note{grid-column:2;text-align:left}}

/* ============ FOUNDER LETTER ============ */
.founder-portrait{width:100%;aspect-ratio:16/9;overflow:hidden;background:var(--bone-2)}
.founder-portrait img{width:100%;height:100%;object-fit:cover;object-position:center top;filter:grayscale(.15) contrast(1.02)}
.letter{max-width:var(--measure);margin:var(--s6) auto;padding:0 24px}
.letter .salutation{font-family:var(--disp);font-style:italic;font-size:24px;color:var(--ink);margin-bottom:var(--s3)}
.letter p{font-size:17px;line-height:1.85;color:var(--ink-2);font-weight:300;margin-bottom:1.5em}
.letter p:first-of-type::first-letter{font-family:var(--disp);font-size:84px;font-weight:500;color:var(--gold);float:left;line-height:.82;padding:8px 14px 0 0}
.letter p em{font-family:var(--disp);font-style:italic;color:var(--ink)}
.letter .signoff{margin-top:var(--s4);font-family:var(--disp);font-style:italic;font-size:20px;color:var(--ink)}
.letter .signature-block{margin-top:var(--s4);padding-top:var(--s3);border-top:1px solid var(--line)}
.letter .signature-script{font-family:'Pinyon Script','Playfair Display',cursive;font-size:clamp(48px,6vw,72px);color:var(--ink);line-height:1;margin-bottom:6px;transform:rotate(-2deg);transform-origin:left center;display:inline-block}
.letter .signature-block .name{font-family:var(--disp);font-size:22px;font-weight:500;color:var(--ink);margin-bottom:4px}
.letter .signature-block .title-line{font-family:var(--mono);font-size:11px;letter-spacing:.25em;text-transform:uppercase;color:var(--gold)}

/* ============ BUTTONS ============ */
.btn-line{display:inline-flex;align-items:center;gap:14px;font-family:var(--mono);font-size:11px;letter-spacing:.25em;text-transform:uppercase;color:var(--ink);border:1px solid var(--ink);padding:17px 32px;border-radius:100px;transition:background .3s ease,color .3s ease}
.btn-line:hover{background:var(--ink);color:var(--bone)}
.btn-solid{display:inline-flex;align-items:center;gap:14px;font-family:var(--mono);font-size:11px;letter-spacing:.25em;text-transform:uppercase;color:var(--bone);background:var(--ink);border:1px solid var(--ink);padding:18px 34px;border-radius:100px;transition:background .3s ease,color .3s ease}
.btn-solid:hover{background:var(--gold);border-color:var(--gold);color:var(--ink)}
.btn-gold{display:inline-flex;align-items:center;gap:14px;font-family:var(--mono);font-size:11px;letter-spacing:.25em;text-transform:uppercase;color:var(--ink);background:var(--gold-l);border:1px solid var(--gold-l);padding:18px 34px;border-radius:100px;transition:background .3s ease,color .3s ease}
.btn-gold:hover{background:#fff;border-color:#fff;color:var(--ink)}
.btn-underline{font-family:var(--mono);font-size:11px;letter-spacing:.25em;text-transform:uppercase;color:var(--gold);border-bottom:1px solid var(--gold);padding-bottom:6px;display:inline-block}
.btn-underline:hover{color:var(--ink)}
.cta-row{display:flex;gap:14px;flex-wrap:wrap;margin-top:var(--s3)}

/* ============ TWO-COL / PROFILE ============ */
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:var(--s5);align-items:start}
.two-col .prose{max-width:none}
@media(max-width:768px){.two-col{grid-template-columns:1fr;gap:var(--s4)}}
.profile-list{list-style:none;border-top:1px solid var(--line)}
.profile-list li{padding:var(--s3) 0;border-bottom:1px solid var(--line);display:grid;grid-template-columns:70px 1fr;gap:var(--s3)}
.profile-list li .num{font-family:var(--disp);font-size:24px;color:var(--gold);font-weight:500}
.profile-list li .body{font-size:16px;line-height:1.7;color:var(--ink-2);font-weight:300}
.profile-list li .body b{color:var(--ink);font-weight:500}

/* ============ AGENT REASONS (agents page) ============ */
.agent-reasons{display:grid;grid-template-columns:repeat(3,1fr);gap:0;border-top:1px solid var(--line);border-left:1px solid var(--line);margin:var(--s4) 0}
.reason-card{padding:var(--s4);border-right:1px solid var(--line);border-bottom:1px solid var(--line);display:flex;flex-direction:column}
.reason-card .rc-num{font-family:var(--disp);font-weight:500;font-size:34px;color:var(--gold);line-height:1;margin-bottom:var(--s3)}
.reason-card h3{font-family:var(--disp);font-weight:500;font-size:24px;color:var(--ink);line-height:1.05;margin-bottom:14px;letter-spacing:-.01em}
.reason-card p{font-size:15px;line-height:1.7;color:var(--ink-2);font-weight:300}
@media(max-width:900px){.agent-reasons{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.agent-reasons{grid-template-columns:1fr}}

/* ============ FOOTER ============ */
footer.site-footer{background:var(--ink);color:var(--bone);padding:var(--s6) 0 var(--s4)}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:var(--s5);margin-bottom:var(--s4);padding-bottom:var(--s4);border-bottom:1px solid rgba(236,230,216,.14)}
.footer-brand .fb-mark{font-family:var(--disp);font-weight:500;font-size:26px;color:var(--bone);margin-bottom:var(--s3)}
.footer-brand .fb-logo{height:58px;width:auto;margin-bottom:var(--s3)}
.footer-brand p{font-size:14px;line-height:1.7;color:var(--mute-d);max-width:320px}
.footer-news{margin-top:var(--s3);max-width:340px}
.footer-news .fn-label{display:block;font-family:var(--mono);font-size:11px;letter-spacing:.12em;text-transform:uppercase;color:var(--mute-d);margin-bottom:10px}
.footer-news .fn-row{display:flex;gap:8px}
.footer-news input{flex:1;min-width:0;background:transparent;border:1px solid var(--line-2,rgba(236,230,216,.22));color:var(--bone);font-family:var(--grotesk,inherit);font-size:14px;padding:11px 12px;border-radius:2px}
.footer-news input::placeholder{color:var(--mute-d)}
.footer-news input:focus-visible{outline:2px solid var(--gold-l);outline-offset:1px;border-color:var(--gold-l)}
.footer-news button{background:var(--gold-l);color:#161310;border:0;font-family:var(--mono);font-size:12px;letter-spacing:.08em;padding:0 16px;border-radius:2px;cursor:pointer;white-space:nowrap;transition:opacity .25s ease}
.footer-news button:hover{opacity:.88}
.footer-news .fn-msg{font-family:var(--mono);font-size:11px;letter-spacing:.04em;color:var(--gold-l);margin:10px 0 0;min-height:14px;max-width:none}
.footer-col .footer-col-title{font-family:var(--mono);font-size:11px;letter-spacing:.25em;text-transform:uppercase;color:var(--gold-l);margin-bottom:var(--s3)}
.footer-col ul{list-style:none}
.footer-col li{margin-bottom:12px}
.footer-col a{color:rgba(236,230,216,.85);font-size:13px}
.footer-col a:hover{color:var(--gold-l)}
.footer-bottom{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:var(--s3);font-family:var(--mono);font-size:11px;letter-spacing:.1em;color:var(--mute-d)}
.footer-social{display:flex;gap:var(--s2)}
.footer-social a{width:36px;height:36px;border:1px solid rgba(236,230,216,.2);display:flex;align-items:center;justify-content:center;color:rgba(236,230,216,.7);transition:border-color .25s,color .25s}
.footer-social a:hover{border-color:var(--gold-l);color:var(--gold-l)}
.footer-social svg{width:14px;height:14px}
@media(max-width:900px){.footer-grid{grid-template-columns:1fr;gap:var(--s4)}}

/* ============ COOKIE BANNER ============ */
.cookie-banner{position:fixed;left:0;right:0;bottom:0;background:var(--ink);border-top:1px solid var(--gold);padding:var(--s3) 0;z-index:999;transform:translateY(100%);transition:transform .4s cubic-bezier(.2,.6,.2,1)}
.cookie-banner.show{transform:translateY(0)}
.cookie-banner .container{display:flex;gap:var(--s3);align-items:center;justify-content:space-between;flex-wrap:wrap;color:var(--bone)}
.cookie-banner p{font-size:13px;line-height:1.6;color:rgba(236,230,216,.85);max-width:720px}
.cookie-banner p a{color:var(--gold-l);border-bottom:1px solid var(--gold-l)}
.cookie-banner .buttons{display:flex;gap:12px}
.cookie-banner button{background:transparent;border:1px solid var(--gold-l);color:var(--gold-l);padding:10px 24px;font-family:var(--mono);font-size:10px;letter-spacing:.25em;text-transform:uppercase;cursor:pointer;transition:background .25s,color .25s}
.cookie-banner button:hover{background:var(--gold-l);color:var(--ink)}
.cookie-banner button.decline{border-color:rgba(236,230,216,.3);color:rgba(236,230,216,.7)}
.cookie-banner button.decline:hover{background:transparent;border-color:var(--bone);color:var(--bone)}

/* ============ REVEAL ============ */
[data-reveal]{opacity:0;transform:translateY(28px);transition:opacity .8s cubic-bezier(.2,.6,.2,1),transform .8s cubic-bezier(.2,.6,.2,1)}
[data-reveal].in{opacity:1;transform:translateY(0)}
@media(prefers-reduced-motion:reduce){
  [data-reveal]{opacity:1!important;transform:none!important;transition:none!important}
  html{scroll-behavior:auto!important}
  *,*::before,*::after{animation-duration:.001ms!important;animation-iteration-count:1!important;transition-duration:.001ms!important}
}

/* ===== Visible keyboard focus (WCAG 2.4.7 / 1.4.11) ===== */
a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible,
.nav-toggle:focus-visible,[tabindex]:focus-visible,summary:focus-visible{
  outline:2px solid var(--gold);
  outline-offset:3px;
  border-radius:2px;
}
/* keep focus visible on dark surfaces too */
.hp-doctrine a:focus-visible,.hp-suite a:focus-visible,.hp-numbers a:focus-visible,
.site-footer a:focus-visible,.cookie-banner button:focus-visible,.pullquote a:focus-visible{
  outline-color:var(--gold-l);
}

/* ============ BACK LINK / CONTINUE ============ */
.continue{text-align:center;padding:var(--s6) 0;background:var(--bone)}
.continue .label{margin-bottom:var(--s3)}
.continue .title{margin-bottom:var(--s4)}
.back-link{display:inline-block;margin-top:var(--s4);font-family:var(--mono);font-size:11px;letter-spacing:.25em;text-transform:uppercase;color:var(--gold);border-bottom:1px solid var(--gold);padding-bottom:4px}
.back-link:hover{color:var(--ink)}

/* ============ LEGAL PAGES ============ */
.legal{padding:calc(var(--nav-h) + var(--s5)) 0 var(--s6);background:var(--bone)}
.legal .container{max-width:820px}
.legal h1{font-family:var(--disp);font-weight:500;font-size:clamp(36px,5vw,60px);color:var(--ink);margin-bottom:var(--s3);letter-spacing:-.01em}
.legal h2{font-family:var(--disp);font-weight:500;font-size:26px;color:var(--ink);margin-top:var(--s4);margin-bottom:var(--s2)}
.legal h3{font-family:var(--disp);font-weight:500;font-size:20px;color:var(--ink);margin-top:var(--s3);margin-bottom:12px}
.legal p,.legal li{font-size:15px;line-height:1.85;color:var(--ink-2);margin-bottom:1em}
.legal ul,.legal ol{padding-left:24px;margin-bottom:var(--s3)}
.legal a{color:var(--gold);border-bottom:1px solid var(--line)}
.legal a:hover{color:var(--ink);border-color:var(--gold)}
.legal .updated{font-family:var(--mono);font-size:11px;letter-spacing:.25em;text-transform:uppercase;color:var(--gold);margin-bottom:var(--s4);display:block}

/* ============================================================
   BLOG / EDITORIAL ARTICLES
   ============================================================ */
.blog-hero{padding:calc(var(--nav-h) + var(--s6)) 0 var(--s5);background:var(--bone);text-align:center}
.blog-hero .label{display:inline-flex;margin-bottom:var(--s3)}
.blog-hero h1{font-family:var(--disp);font-weight:500;font-size:clamp(40px,6vw,84px);line-height:.98;letter-spacing:-.015em;color:var(--ink)}
.blog-hero h1 em{font-style:italic;color:var(--gold)}
.blog-hero p{max-width:600px;margin:var(--s3) auto 0;font-size:18px;line-height:1.7;color:var(--ink-2)}

.blog-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:0;border-top:1px solid var(--line);border-left:1px solid var(--line)}
.post-card{display:block;border-right:1px solid var(--line);border-bottom:1px solid var(--line);background:var(--bone);text-decoration:none;transition:background .35s}
.post-card:hover{background:var(--paper)}
.post-card .thumb{aspect-ratio:1200/630;overflow:hidden;border-bottom:1px solid var(--line);background:var(--blue-deep)}
.post-card .thumb img{width:100%;height:100%;object-fit:cover;transition:transform .5s cubic-bezier(.2,.7,.2,1)}
.post-card:hover .thumb img{transform:scale(1.04)}
.post-card .pc-body{padding:var(--s4)}
.post-card .cat{font-family:var(--mono);font-size:11px;letter-spacing:.25em;text-transform:uppercase;color:var(--gold);margin-bottom:18px;display:block}
.post-card h2{font-family:var(--disp);font-weight:500;font-size:clamp(24px,2.6vw,34px);line-height:1.08;color:var(--ink);margin-bottom:14px;letter-spacing:-.01em}
.post-card p{font-size:15px;line-height:1.7;color:var(--ink-2);margin-bottom:18px}
.post-card .meta{font-family:var(--mono);font-size:11px;letter-spacing:.08em;color:var(--mute)}
.post-card .go{margin-top:18px;font-family:var(--mono);font-size:11px;letter-spacing:.2em;text-transform:uppercase;color:var(--gold)}
@media(max-width:760px){.blog-grid{grid-template-columns:1fr}}

/* article */
.article{padding:calc(var(--nav-h) + var(--s5)) 0 var(--s6);background:var(--bone)}
.article .wrap{max-width:760px}
.article-head{margin-bottom:var(--s5)}
.article-head .crumbs{font-family:var(--mono);font-size:11px;letter-spacing:.12em;color:var(--mute);margin-bottom:var(--s3)}
.article-head .crumbs a{color:var(--gold);text-decoration:underline;text-underline-offset:2px}
.article-head .cat{font-family:var(--mono);font-size:11px;letter-spacing:.28em;text-transform:uppercase;color:var(--gold);display:inline-flex;align-items:center;gap:14px;margin-bottom:var(--s3)}
.article-head .cat::before{content:'';width:34px;height:1px;background:var(--gold)}
.article-head h1{font-family:var(--disp);font-weight:500;font-size:clamp(34px,5vw,62px);line-height:1.02;letter-spacing:-.015em;color:var(--ink)}
.article-head h1 em{font-style:italic;color:var(--gold)}
.article-meta{margin-top:var(--s3);padding-top:var(--s3);border-top:1px solid var(--line);display:flex;flex-wrap:wrap;gap:20px;font-family:var(--mono);font-size:11px;letter-spacing:.08em;color:var(--mute)}
.article-meta b{color:var(--ink);font-weight:400}

.tldr{background:var(--paper);border:1px solid var(--line);border-left:3px solid var(--gold);padding:var(--s4);margin:var(--s4) 0}
.tldr .t{font-family:var(--mono);font-size:11px;letter-spacing:.25em;text-transform:uppercase;color:var(--gold);margin-bottom:14px}
.tldr p{font-size:17px;line-height:1.7;color:var(--ink);margin:0}
.tldr ul{margin:12px 0 0;padding-left:20px}
.tldr li{font-size:15px;line-height:1.7;color:var(--ink-2);margin-bottom:6px}

.article-body{font-size:17px;line-height:1.85;color:var(--ink-2)}
.article-body h2{font-family:var(--disp);font-weight:500;font-size:clamp(26px,3.4vw,38px);line-height:1.1;color:var(--ink);margin:var(--s5) 0 var(--s2);letter-spacing:-.01em}
.article-body h3{font-family:var(--disp);font-weight:500;font-size:22px;color:var(--ink);margin:var(--s4) 0 12px}
.article-body p{margin-bottom:1.4em}
.article-body strong{color:var(--ink);font-weight:600}
.article-body em{font-family:var(--disp);font-style:italic;font-size:1.05em;color:var(--ink)}
.article-body a{color:var(--gold);text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:3px;text-decoration-color:rgba(122,96,28,.55)}
.article-body a:hover{color:var(--ink);text-decoration-color:var(--ink)}
.article-disclaimer a{text-decoration:underline;text-underline-offset:2px}
.article-body ul,.article-body ol{margin:0 0 1.4em;padding-left:24px}
.article-body li{margin-bottom:10px}
.article-body blockquote{font-family:var(--disp);font-style:italic;font-size:24px;line-height:1.4;color:var(--ink);border-left:2px solid var(--gold);padding:6px 0 6px 28px;margin:var(--s4) 0}
.article-body hr{border:0;border-top:1px solid var(--line);margin:var(--s5) 0}

.faq{margin:var(--s5) 0 0}
.faq h2{margin-bottom:var(--s3)}
.faq details{border-top:1px solid var(--line);padding:18px 0}
.faq details:last-child{border-bottom:1px solid var(--line)}
.faq summary{font-family:var(--disp);font-weight:500;font-size:20px;color:var(--ink);cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:16px;align-items:baseline}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:'+';font-family:var(--mono);color:var(--gold);font-size:20px}
.faq details[open] summary::after{content:'\2013'}
.faq details p{margin-top:14px;font-size:16px;line-height:1.75;color:var(--ink-2)}

.article-cta{margin-top:var(--s6);padding:var(--s5);background:var(--blue-deep);color:var(--bone);text-align:center;border-radius:2px}
.article-cta h2{font-family:var(--disp);font-weight:500;font-size:clamp(26px,3.4vw,40px);color:#fff;margin-bottom:14px}
.article-cta h2 em{font-style:italic;color:var(--gold-l)}
.article-cta p{font-size:16px;color:var(--mute-d);max-width:520px;margin:0 auto var(--s3)}
.article-disclaimer{margin-top:var(--s4);font-family:var(--mono);font-size:11px;line-height:1.7;letter-spacing:.04em;color:var(--mute)}
.article-disclaimer a{color:var(--gold)}
.article-share{display:flex;align-items:center;gap:12px;flex-wrap:wrap;margin-top:var(--s5);padding-top:var(--s3);border-top:1px solid var(--line)}
.article-share .lbl{font-family:var(--mono);font-size:11px;letter-spacing:.2em;text-transform:uppercase;color:var(--mute)}
.article-share a{font-family:var(--mono);font-size:12px;letter-spacing:.06em;color:var(--ink-2);text-decoration:none;border:1px solid var(--line);padding:7px 13px;border-radius:2px;transition:border-color .25s ease,color .25s ease}
.article-share a:hover,.article-share a:focus-visible{color:var(--gold);border-color:var(--gold)}
.author-card{margin-top:var(--s5);padding-top:var(--s4);border-top:1px solid var(--line);display:flex;gap:20px;align-items:flex-start}
.author-card .ac-body .n{font-family:var(--disp);font-size:20px;color:var(--ink);font-weight:500}
.author-card .ac-body .r{font-family:var(--mono);font-size:11px;letter-spacing:.18em;text-transform:uppercase;color:var(--gold);margin:4px 0 10px}
.author-card .ac-body p{font-size:14px;line-height:1.7;color:var(--ink-2);margin:0}

/* ============================================================
   THEME LAYER  -  matte-blue DARK is the default; [data-theme="light"] = slate.
   Surface tokens below flip with the theme; --d-* tokens stay dark in BOTH
   themes for the "anchor" panels (footer, pullquote, cookie, CTA). Later in the
   cascade than the original :root, so these win and become the defaults.
   ============================================================ */
:root{
  --bone:#102539;            /* page surface - matte navy */
  --bone-2:#16314B;
  --paper:#16334E;           /* raised surface (cards) */
  --ink:#F2ECE0;             /* primary text / strong - warm ivory */
  --ink-2:#C7D2DC;           /* body text - cool light */
  --mute:#A6B8C8;            /* muted text - AA on navy (4.5:1+) */
  --gold:#D4B65E;            /* accent - bright gold, AA on navy (5:1) */
  --line:rgba(255,255,255,.14);
  --line-2:rgba(255,255,255,.07);
  --rule:rgba(255,255,255,.14);
  --cream:#102539;
  --nav-bg:rgba(16,37,57,.85);
  /* section tonal ladder (dark default) */
  --sec-deep:#0B1B2A;
  --sec-base:#102539;
  --sec-lift:#1B3E5C;
  --seam:rgba(212,182,94,.34);   /* glowing gold divider between sections */
  /* fixed (do not flip) */
  --d-bg:#0B1B2A;
  --d-text:#ECE6D8;
}
:root[data-theme="light"]{
  --bone:#AFC4D6;            /* light mode = matte dusty-blue + black ink */
  --bone-2:#9FB6CA;
  --paper:#C2D2E0;
  --ink:#14181D;             /* near-black ink (headings/strong) */
  --ink-2:#2A323A;           /* body text */
  --mute:#404A54;            /* muted - AA on dusty blue */
  --gold:#5E4A12;            /* deep gold - AA on dusty blue */
  --line:rgba(18,28,42,.22);
  --line-2:rgba(18,28,42,.11);
  --rule:rgba(18,28,42,.22);
  --cream:#AFC4D6;
  --nav-bg:rgba(175,196,214,.9);
  /* section tonal ladder (light dusty-blue) */
  --sec-deep:#9DB4C8;
  --sec-base:#AFC4D6;
  --sec-lift:#C4D3E0;
  --seam:rgba(94,74,18,.34);
}

/* nav background follows the theme */
nav.site-nav{background:var(--nav-bg)}

/* Anchor panels: stay dark in BOTH themes */
::selection{background:var(--d-bg);color:var(--d-text)}
.skip-link{background:var(--d-bg);color:var(--d-text)}
.pullquote{background:var(--d-bg)}
.pullquote blockquote{color:var(--d-text)}
footer.site-footer{background:var(--d-bg);color:var(--d-text)}
.footer-brand .fb-mark{color:var(--d-text)}
.cookie-banner{background:var(--d-bg)}
.cookie-banner .container{color:var(--d-text)}
.cookie-banner button:hover{color:var(--d-bg)}
.cookie-banner button.decline:hover{border-color:var(--d-text);color:var(--d-text)}
.article-cta{color:var(--d-text)}
/* footer newsletter input lives on the always-dark footer: keep its text light */
.footer-news input{color:var(--d-text)}
/* keep dark text on gold/white button fills regardless of theme */
.btn-solid:hover{color:var(--d-bg)}
.btn-gold,.btn-gold:hover{color:var(--d-bg)}

/* ===== SECTION DIFFERENTIATION - vertical sections ===== */
/* gold seam divider on every vertical section (both themes) */
#services,#faq,.contact{border-top:1px solid var(--seam)}
/* dark-only rich overlays */
html:not([data-theme="light"]) #services,
html:not([data-theme="light"]) #faq,
html:not([data-theme="light"]) .contact{position:relative;overflow:hidden}
/* Services: cinematic photo backdrop (low-opacity photo doubles as its own scrim) */
html:not([data-theme="light"]) #services::before{
  content:'';position:absolute;inset:0;background:url(/ch-onboarding.jpg) center/cover;opacity:.15;pointer-events:none}
/* Contact: cinematic photo backdrop */
html:not([data-theme="light"]) .contact::before{
  content:'';position:absolute;inset:0;background:url(/couple.webp) right center/cover;opacity:.12;pointer-events:none}
/* FAQ: marble texture band */
html:not([data-theme="light"]) #faq::before{
  content:'';position:absolute;inset:0;background:url(/tex-marble.jpg) center/cover;opacity:.10;mix-blend-mode:screen;pointer-events:none}
/* keep content above overlays */
html:not([data-theme="light"]) #services .container,
html:not([data-theme="light"]) #faq .container,
html:not([data-theme="light"]) .contact .container{position:relative;z-index:1}
html:not([data-theme="light"]) #services .container{
  border:1px solid rgba(201,168,76,.24);border-radius:8px;
  padding-top:clamp(40px,5vh,64px);padding-bottom:clamp(40px,5vh,64px)}
html:not([data-theme="light"]) .svc-card{border-color:rgba(201,168,76,.26)}
html:not([data-theme="light"]) .post-card:hover{background:var(--bone-2)}

/* ===== SERVICES grid + cards ===== */
.svc-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:44px}
.svc-card{position:relative;background:var(--paper);border:1px solid var(--line);border-radius:12px;padding:30px 24px 32px;overflow:hidden;transition:transform .35s cubic-bezier(.2,.7,.2,1),box-shadow .35s,border-color .35s,background .35s}
.svc-card::before{content:'';position:absolute;left:0;top:0;width:100%;height:3px;background:linear-gradient(90deg,var(--gold),transparent);transform:scaleX(0);transform-origin:left;transition:transform .4s cubic-bezier(.2,.7,.2,1)}
.svc-card:hover{transform:translateY(-6px);box-shadow:0 24px 46px -26px rgba(0,0,0,.55);border-color:var(--gold)}
.svc-card:hover::before{transform:scaleX(1)}
.svc-ic{display:inline-flex;align-items:center;justify-content:center;width:50px;height:50px;border-radius:13px;background:rgba(201,168,76,.12);border:1px solid rgba(201,168,76,.32);color:var(--gold);margin-bottom:20px;transition:background .35s,transform .35s}
.svc-card:hover .svc-ic{background:rgba(201,168,76,.2);transform:scale(1.06)}
.svc-ic svg{width:24px;height:24px;display:block}
.svc-card h3{font-family:var(--disp);font-size:19px;line-height:1.22;color:var(--ink);margin-bottom:10px;font-weight:500;letter-spacing:-.01em}
.svc-card p{font-size:13.5px;line-height:1.62;color:var(--ink-2);margin:0}
.svc-meta{margin-top:40px;display:grid;grid-template-columns:1fr 1fr;gap:24px 48px;padding-top:30px;border-top:1px solid var(--line)}
.svc-meta .m-h{font-family:var(--mono);font-size:11px;letter-spacing:.18em;text-transform:uppercase;color:var(--gold);margin-bottom:8px;display:flex;align-items:center;gap:12px}
.svc-meta .m-h::before{content:'';width:24px;height:1px;background:var(--gold)}
.svc-meta .m-b{font-size:15px;line-height:1.65;color:var(--ink-2)}
@media(max-width:1080px){.svc-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:620px){.svc-grid{grid-template-columns:1fr}.svc-meta{grid-template-columns:1fr}}
html:not([data-theme="light"]) .svc-card{background:#193B5A;border-color:rgba(201,168,76,.22)}

/* ===== Theme toggle button (in nav) ===== */
.theme-toggle{background:none;border:1px solid var(--line);color:var(--ink);width:38px;height:38px;border-radius:50%;display:inline-flex;align-items:center;justify-content:center;cursor:pointer;padding:0;transition:border-color .25s ease,color .25s ease}
.theme-toggle:hover{border-color:var(--gold);color:var(--gold)}
.theme-toggle svg{width:16px;height:16px}
.theme-toggle .i-sun{display:block}
.theme-toggle .i-moon{display:none}
html[data-theme="light"] .theme-toggle .i-sun{display:none}
html[data-theme="light"] .theme-toggle .i-moon{display:block}
@media(max-width:900px){
  .theme-toggle{position:absolute;top:18px;right:72px}
}